PayDollar Payment Gateway is a comprehensive, intergrated, real-time payment transaction processing platform solution that enables banks or payment service providers to offer multi-currency, multi-channel payment acceptance to merchants of any size, enhancing sales and productivities with high return on investment.PayGate real-time authenticates payment requests from online and wireless channels and interfaces with payment host for real-time authorization and settlement.

Service Features

• Multi-lingual with choices of English, Chinese (Simplified and Traditional), Korean, Japanese and Thai
• Multi-currency processing and settlement capabilities
• Choice of payment processing modes: online, offline and demand payment
• Choice of integration payment pages without client software

Transactional Capabilities

• Real-time reversals, void sales and refund request handling
• Manual, automated settlement, and batch settlement support
• Order confirmation email notification functions via email
• Integrated merchant account management for payment transactions from various channels
• Comprehensive reportings on sales summary, and detail transaction for banks and merchants
• Single transaction query and batch transaction download

Control Features

• Multi-level user group function control management at bank and merchant
• Secure web-based administration for bank, service provider and merchant
• Merchant processing limits by transaction, day and month
• Fraud management tools including negative IP and card list blocking, real-time fraud potential transaction screening and alert

Security Features

• Up to 256-bit SSL security encryption
• Encrypted data store
• VISA 3-D MPI integration
• PayAlert (real-time fraud detection)

Other Valueadd Features

• Recurring billing capture and processing

Business Benefits

• Fast development to early tap revenue and reduce time to market
• Enhanced business and competitive edge with latest payment processing features and benefits for merchants
• Ease of configuration and merchant migration: plug-and-play, without need for programming and client installation
• High ROI with comprehensive multi-channel payment processing capabilities
• Reduced operational costs with comprehensive and efficient integrated merchant administration and management tools
• Reduced maintenance and ownership costs with open standard system architecture
• High availability with robust design architecture and fault tolerance
• High scalability to support processing growth
• High interoperability that works with wide range of front-ends and open message standards
• Quality professional support, customization and integration services