ECI
Electronic Commerce Indicator (ECI) is a value that is returned from the Directory
Server (Visa, MasterCard, and JCB) to indicate the authentication results of
your customer's credit card payment on 3D Secure.
| VISA | ||
| ECI Value | Definition | |
|---|---|---|
| 05 | Both cardholder and card issuing bank are 3D enabled. 3D card authentication is successful | |
| 06 | Either cardholder or card issuing bank is
not 3D enrolled. 3D card authentication is unsuccessful, in sample situations
as: 1. 3D cardholder not enrolled 2. Card issuing bank is not 3D Secure ready |
|
| 07 | Authentication is unsuccessful or not attempted. The credit card is either a non-3D card or card issuing bank does not handle it as a 3D transaction | |
| MasterCard | ||
| ECI Value | Definition | |
|---|---|---|
| 00 | Authentication is unsuccessful or not attempted. The credit card is either a non-3D card or card issuing bank does not handle it as a 3D transaction | |
| 01 | Either cardholder or card issuing bank is
not 3D enrolled. 3D card authentication is unsuccessful, in sample situations
as: 1. 3D Cardholder not enrolled 2. Card issuing bank is not 3D Secure ready |
|
| 02 | Both cardholder and card issuing bank are 3D enabled. 3D card authentication is successful | |
| JCB | ||
| ECI Value | Definition | |
|---|---|---|
| 05 | Both cardholder and card issuing bank are 3D enabled. 3D card authentication is successful | |
| 06 | Either cardholder or card issuing bank is
not 3D enrolled. 3D card authentication is unsuccessful, in sample situations
as: 1. 3D Cardholder not enrolled 2. Card issuing bank is not 3D Secure ready |
|
| 07 | Authentication is unsuccessful or not attempted. The credit card is either a non-3D card or card issuing bank does not handle it as a 3D transaction | |