Paydollar PayGate is a comprehensive, intergrated, secure, real-time payment transaction processing platform solution that enables banks or payment service providers to offer secure multi-currency, multi-channel payment acceptance to merchants of any size, enhancing sales and productivities with high return on investment.

PayGate real-time authenticates payment requests from online and wireless channels and interfaces with payment host for real-time authorization and settlement.

Core Features

	Multi-lingual with choices of English, Chinese(Simplified and Traditional), Korean, Japanese and Thai
	Multicurrencies processing and settlement capabilities
	Choice of payment processing modes: online, offline and demand payment
	Open, easy to deploy and flexible choices of interface integration with merchant sites
	Choice of integration payment pages without client software
Payment Instrument Support
	VISA / MasterCard / Diners Club / JCB and AMEX
Transactional Capabilities
	Internet, MOTO and wireless POS transactions via online and wireless
	Real-time reversals, void sales and refund request handling
	Manual, automated settlement, and batch settlement support
	Order confirmation email notification functions via email
	Integrated merchant account management for payment transactions from various channels
	Comprehensive reportings on sales summary, and detail transaction for banks and merchants
	Single transaction query and batch transaction download
Control Features
	Multi-level user group function control management at bank and merchant
	Secure web-based administration for bank, service provider and merchant
	Merchant processing limits by transaction, day and month
	Fraud management tools including negative IP and card list blocking, real-time fraud potential transaction screening and alert
Security Features
	Secure 128-bit SSL security encryption
	Encrypted data store
	VISA 3D MPI integration
	PayAlert (real-time fraud detection)

Other Valueadd Features

Recurring billing capture and processing

Interface Standards

Support payment host interface ISO 8583 and SSL interface with bank's front-end

Business Benefits

	Fast development to early tap revenue and reduce time to market
	Enhanced business and competitive edge with latest payment processing features and benefits for merchants
	Ease of configuration and merchant migration: plug-and-play, without need for programming and client installation
	PayDollar MemberPay - Secure membership payment processing
	High ROI with comprehensive multi-channel payment processing capabilities
	Reduced operational costs with comprehensive and efficient integrated merchant administration and management tools
	Reduced maintenance and ownership costs with open standard system architecture
	High availability with robust design architecture and fault tolerance
	High scalability to support processing growth
	High interoperability that works with wide range of front-ends and open message standards
	Quality professional support, customization and integration services